For most people, your home will be the largest single investment you will ever make, so making the wrong decision can become a very expensive mistake. Taking the wrong mortgage can end up costing thousands extra over the lifetime of the loan, and what appears to be the cheapest on day one will not always prove to be so over an extended period of time.
Furthermore, to add to the confusion, there are now a bewildering number of mortgage types available to select from. We've written an overview of some of these in the accompanying pages, but to make a truly informed decision, call us on 01959 565187 and ask for an appointment with one of our advisers.
There may be a fee for mortgage advice, the precise amount of the fee will depend upon your circumstances, but typically it will be 0.5% of the loan amount or we may accept commission from the lender.
Your home may be repossessed if you do not keep up repayments on your mortgage.